Settle Group Expenses
without the Chaos
Split travel bills, flat rent, and weekend getaways with zero friction. Settle multi-currency expenses with live conversion rates, cut circular debts with greedy minimization, and pay directly via UPI QR codes.
Everything You Need
Built for real-world group adventures
From weekend road trips to shared flat rent, SplitSettle Pro takes care of the math and settlements.
Greedy Debt Simplification
Circular debts are automatically compressed into the minimum number of transactions (≤ N-1) using a bipartite Min-Cash-Flow graph algorithm.
Multi-Currency & Live Forex
Log expenses in USD, EUR, LKR, AED, THB, or 18+ currencies. Fetches live open exchange rates with offline fallback and custom manual overrides.
Instant UPI QR Settlements
Generate dynamic payment QR codes with receiver VPA and amounts pre-filled. Pay via GPay, PhonePe, or Paytm with full or partial settlement chips.
Private Trips & Neon Cloud Sync
Every user gets their own isolated workspace backed by Neon PostgreSQL. Secure 6-digit email OTP verification ensures accounts are private and protected.
Real-Time Spending Analytics
Interactive category doughnuts, individual member share vs spend balances, settlement histories, and penny-precise debt calculations.
Instant Export & Backups
1-click formatted settlement sharing to WhatsApp, CSV exports with multi-currency columns, printable PDF invoices, and offline JSON restore.
Simple 3-Step Process
How SplitSettle Pro Works
Create Group & Add Members
Set up your trip or group, define your base currency (INR, USD, EUR, etc.), and add friends with optional UPI IDs for QR generation.
Log Expenses on the Go
Log expenses in any currency. Split equally, by exact amounts, percentages, or custom shares. Live exchange rates convert automatically.
Scan QR & Settle In Seconds
Review the simplified transfer suggestions. Click "Settle Up", scan the auto-generated UPI QR code, and clear debts with a single tap.
Ready to simplify your group expenses?
Create a free account in 30 seconds or try out the interactive demo trip without signing up.
Sample Trip Workflow: 3 Steps from Expense to Settlement
Explore how SplitSettle Pro simplifies debts and calculates instant UPI QR codes below.
Test adding expenses with Equal, Exact, %, or Multi-Currency splits.
Greedy bipartite algorithm compresses circular debts into minimal transfers.
Test 1-click settlement modal with dynamic UPI QR code generator.
Welcome to SplitSettle Pro!
Your dashboard is a clean slate. You don't have any trips created yet. Start by creating your first trip or group below.
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Currency: βΉ
0 expenses
0 settlements recorded
Reduces total transactions to at most N-1 transfers.
β‘ How to Settle Up
Minimal transactions required to balance the group to zero
Group Expenses
Complete itemized transaction log